Terms of Service

Last updated: 04 November 2026

In short: This box is a summary, not the agreement. The numbered sections below are what apply.

  • Flexy Moola is an online publication operated by the Flexy Moola editorial team at flexymoola.com.

  • Content is for general educational and informational purposes, not professional financial, tax, or legal advice.

  • You may quote short extracts with credit and links. Do not copy or republish full articles.

  • Some links are affiliate links that may earn us a commission.

  • We exclude liability for indirect losses or lost profits if you act on what you read here.

  • Legal and data inquiries: legal@flexymoola.com

1. Who operates this site

In plain English: Who runs the site and how to get in touch.

Flexy Moola is an independent online publication available at flexymoola.com (“we”, “us”, “our”). For all legal and data inquiries, contact legal@flexymoola.com.

2. Acceptance

In plain English: Using the site means you agree to these terms, and you need to be an adult or have a parent’s or guardian’s permission.

By accessing or using flexymoola.com, you agree to be bound by these Terms of Service, our Privacy Policy and our Cookie Policy. If you do not agree to these terms, you must not use the site.

You must be at least 18 years old, or the age of majority where you live, to use the site, unless a parent or legal guardian has reviewed and agreed to these terms on your behalf. If you are under that age and do not have that permission, you must not use the site.

3. Nature of the content

In plain English: What we publish is general information, not advice for your particular situation, and using the site doesn’t make us your adviser.

All content published on the site is provided for general information, education and commentary. Nothing on the site constitutes legal, financial, tax, accounting or investment advice, is tailored to any individual’s circumstances, or should be relied upon as a substitute for advice from a suitably qualified professional.

Your use of the site, including reading our content, subscribing to our updates or contacting us, does not create an advisory, professional, fiduciary or client relationship between you and us, or between you and any contributor. Any contributor who shares personal experiences or results does so as an individual and not as your adviser.

4. Permitted use

In plain English: Read and share the site, but don’t misuse it or copy it wholesale.

You may browse and read the site for personal, lawful purposes. You agree not to:

  • Violate any applicable local, national, or international law.

  • Attempt to gain unauthorized access to our servers, hosting infrastructure, or connected systems.

  • Interfere with the site’s security, stability, or normal operation.

  • Use automated bots, scrapers, or scripts to systematically harvest site content without written permission.

  • Misrepresent your identity or affiliation; infringe the rights of any third party or impersonate any individual or entity.

We reserve the right to suspend or block access to any user who breaches these provisions.

5. Intellectual property and content use

In plain English: Our content belongs to us or our contributors. Short quotes with links are fine; bulk copying is not. If you believe something on the site infringes your copyright, tell us and we’ll look into it.

All content on the site, including text, images, graphics, layout and the Flexy Moola name and marks, is owned by us, by the individual contributor who created it, or is used under licence, and is protected by copyright and other intellectual property laws. You may link to any page and quote short extracts, provided you attribute the source clearly and link to the original. You must not reproduce, republish, distribute, translate, sell or commercially exploit any substantial part of the site without prior written permission from the relevant rights holder. Requests may be sent to legal@flexymoola.com.

If you believe that material on the site infringes your copyright or other intellectual property rights, please send a notice to legal@flexymoola.com that includes: (a) your name and contact details; (b) a description of the work you say has been infringed; (c) the web address (URL) of the material you are complaining about; (d) a statement that you have a good-faith belief that the use is not authorised by the rights holder, its agent or the law; and (e) a statement that the information in your notice is accurate and that you are the rights holder or authorised to act on their behalf. We may remove or disable access to the material while we investigate, and we may refer you to the person who supplied it.

6. Material you send us

In plain English: Make sure anything you send us is yours to share and isn’t unlawful or misleading. You keep ownership but give us permission to edit and publish it, and we can remove it if needed.

Where you submit material to us, you confirm that you hold all necessary rights to do so and that our use of it will not infringe any third party’s rights. You retain ownership of what you send. You grant us a non-exclusive, worldwide, royalty-free licence to reproduce, edit and publish that material on the site. We are under no obligation to publish, retain or respond to any submission.

You must not submit material that is unlawful, defamatory, misleading, abusive, or infringing, that contains malware, or that promotes scams, pyramid or Ponzi schemes, or other deceptive schemes. We may review, edit, decline, remove or disable access to any submission, including comments, at any time and without notice, and we may suspend or block anyone who repeatedly breaches this section. You are solely responsible for what you submit, and we do not endorse or verify views, results or claims expressed by users or other third parties on the site.

In plain English: We don’t control linked sites, and some links may earn us a commission.

The site contains links to third-party websites, products and services. We do not control those third parties and accept no responsibility for their content, terms, privacy practices, pricing or availability. Some links are affiliate links, from which we may receive a commission at no additional cost to you. See our Affiliate Disclosure for details.

8. AI-assisted content

In plain English: AI may help us make content, but the same terms apply to everything we publish.

Some content on the site is produced with the assistance of AI tools, as described on our How We Use AI page. AI assistance does not alter the ownership, licensing or liability provisions of these terms, which apply to all content on the site equally.

9. Disclaimer of results

In plain English: We can’t promise you’ll earn money or get the results described.

Nothing on the site represents a promise, representation, or guarantee of income, business success, or specific results. Your outcomes depend on market conditions, your own background, mindset, skills, resources, and decisions. Please review our Earnings and Results Disclaimer.

10. Availability and modifications

In plain English: The site and these terms may change, and the site may not always be available.

We do not warrant that the site will be available uninterrupted, timely, secure or error-free. We may modify, suspend or discontinue any part of the site at any time. We may amend these terms by publishing a revised version on this page with an updated date. Where a change is material, we will draw attention to it on the site. Your continued use of the site after publication constitutes acceptance of the revised terms. If you do not accept them, you must stop using the site.

11. Disclaimer of warranties

In plain English: We don’t guarantee that the site’s content is accurate, complete, current or right for your purpose.

The site and all content are provided on an “as is” and “as available” basis. To the maximum extent permitted by applicable law, we disclaim all warranties, conditions and representations of any kind, express or implied, including any implied warranty of merchantability, fitness for a particular purpose, accuracy or non-infringement.

12. Limitation of liability

In plain English: The law limits what we can be held responsible for, and where we are responsible, there is a cap on the amount.

To the fullest extent permitted by applicable law, Flexy Moola, its team, and contributors shall not be liable for any indirect, incidental, special, consequential, or punitive damages, or for any loss of profits, revenue, data, goodwill, or business opportunities, whether arising in contract, tort (including negligence), or otherwise, from your use of or reliance on the site. Nothing in these terms excludes or limits liability that cannot lawfully be excluded or limited under applicable law, including consumer protection legislation.

Subject to the paragraph above, and to the fullest extent permitted by applicable law, our total aggregate liability to you for all claims arising out of or in connection with the site or these terms, whether in contract, tort (including negligence) or otherwise, is limited to US$100 or the total amount you have paid us for access to the site, whichever is greater.

13. Governing law and dispute resolution

In plain English: This says which law and courts apply if there’s a dispute.

These terms and any dispute arising out of or in connection with them or the site are governed by the laws of England and Wales, and the courts of England and Wales have exclusive jurisdiction, save that nothing in this clause deprives you of the protection of any mandatory consumer law of your country of residence.

14. General provisions

In plain English: These are the housekeeping terms for what happens if a clause fails or the site changes hands.

If any provision of these terms is found to be invalid or unenforceable, the remaining provisions continue in full force and effect. Our failure to enforce any provision is not a waiver of that or any other provision. You may not assign or transfer your rights under these terms without our written consent; we may assign ours. These terms, together with the Privacy Policy, Cookie Policy, Affiliate Disclosure and Earnings and Results Disclaimer, constitute the entire agreement between us regarding your use of the site.

15. Contact

Send legal, privacy, copyright and correction inquiries here: legal@flexymoola.com

© 2026 Flexy Moola. All rights reserved.